MWM: Debt is Dumb

Debt is dumb. I first heard of Dave Ramsey back in 2008. I read his book “Total Money Makeover” and my wife and I got “gazelle intense” about getting out of debt. Once we did, we celebrated with a debt-free trip to Hawaii. It was amazing! Then the housing market tanked and we lost money on our home when we moved, twice. We recently got debt free again (minus our home mortgage) and it is just as freeing! Proverbs 6 opens with a monologue about how dumb debt is. It uses words like trapped and caught; it encourages us to save and free ourselves as well as swallowing our pride and not resting until the debt is paid. The New Testament encourages us to have no debt but that of love (Romans 13:8). I know many folks are struggling financially right now. I read that 60% of Americans would have trouble covering a $400 emergency. If there is one thing we learn from this pandemic, I hope it is the importance of preparing for the uncertain. Pay off debt, save, and invest for the future. Keep it simple.

Proverbs 6:5: “Save yourself like a gazelle escaping from a hunter, like a bird fleeing from a net.”

What debt do you need pay off today?

The one debt you and I can’t pay is the debt of sin. The most important thing I hope we learn during COVID-19 is our utter dependence upon Jesus Christ for the forgiveness of our sin debt and defeat of death at His resurrection. To God be the glory.



Photo by Jaliya Rasaputra on Unsplash

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